Privacy-policy (Mortgage Eliminator)

1. Introduction

Welcome to https://www.finfreemasterclass.com/ ("we," "our," or "us"). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [https://www.finfreemasterclass.com]. Please read this policy carefully to understand our views and practices regarding your personal data.

2. Information We Collect

We may collect and process the following types of information:

  • Personal Information: Name, email address, phone number, mailing address, or other identifiers you voluntarily provide.
  • Automatically Collected Information: IP address, browser type, operating system, device information, and usage data through cookies and tracking technologies.
  • Transactional Data: Payment details and purchase history if you engage in financial transactions with us.
  • User-Generated Content: Comments, feedback, or messages you submit.

3. How We Use Your Information

We use the collected information for the following purposes:

  • To provide, maintain, and improve our website and services.
  • To process transactions and manage your account.
  • To communicate with you about updates, promotions, and other relevant information.
  • To analyze usage trends and enhance user experience.
  • To comply with legal obligations and protect our rights.

4. Sharing Your Information

We do not sell or rent your personal information. However, we may share your data with:

  • Service Providers: Third-party vendors assisting in website functionality, payment processing, or marketing.
  • Legal Compliance: Authorities if required by law, subpoena, or legal process.
  • Business Transfers: In the event of a merger, sale, or transfer of assets.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience, track website usage, and personalize content. You can control cookie preferences through your browser settings.

6. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices and encourage you to review their policies.

7. Data Security

We implement industry-standard security measures to protect your personal data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

8. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

  • Access, correct, or delete your personal data.
  • Opt out of marketing communications.
  • Restrict or object to data processing.
  • Withdraw consent where applicable.

To exercise these rights, contact us at support@finfreemasterclass.com.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

support@finfreemasterclass.com

By using our website, you consent to this Privacy Policy.

TERMS & CONDITIONS OF PURCHASE AND PARTICIPATION

Last Updated: September 6, 2026

PLEASE READ THESE TERMS CAREFULLY BEFORE PURCHASING OR ACCESSING ANY PRODUCT, PROGRAM, COURSE, SERVICE, DIGITAL CONTENT, MEMBERSHIP, TRAINING, OR OTHER OFFERING PROVIDED BY LVL LLC.

These Terms & Conditions ("Terms" or "Agreement") constitute a legally binding agreement between LVL LLC, a Wyoming limited liability company ("LVL," "Company," "we," "us," or "our") and the purchaser or user ("Customer," "Student," "you," or "your").

These Terms apply to all educational programs, courses, digital products, training materials, memberships, services, and related offerings sold or provided by LVL LLC, including, without limitation:

  • Mortgage Eliminator

  • The Financial Freedom Masterclass

  • any bonuses, worksheets, calculators, spreadsheets, videos, written materials, communities, updates, supplemental training, or other resources associated with those products; and

  • any current or future LVL LLC educational products, programs, services, or offerings unless separate written terms expressly provide otherwise.

By purchasing, accessing, downloading, viewing, or using an LVL LLC product, you acknowledge that you have read, understood, and agreed to these Terms.

If you do not agree with these Terms, do not purchase or use the products.

1. EDUCATIONAL PURPOSE ONLY

All LVL LLC products, programs, videos, examples, calculations, illustrations, strategies, opinions, commentary, worksheets, tools, and other materials are provided solely for general educational and informational purposes.

Nothing provided by LVL LLC constitutes individualized financial, investment, securities, tax, accounting, legal, mortgage, lending, credit, real-estate, insurance, or other regulated professional advice.

LVL LLC is not acting as your financial adviser, investment adviser, securities broker, mortgage broker, lender, attorney, accountant, tax adviser, fiduciary, or other licensed professional merely because you purchase or use a Company product.

No fiduciary, advisory, agency, professional-client, or similar relationship is created by your purchase or participation.

You should consult appropriately qualified professionals regarding your individual financial, tax, legal, mortgage, investment, credit, and other circumstances before making decisions based upon information presented in an LVL LLC product.

2. MORTGAGE ELIMINATOR — SPECIAL DISCLAIMER

Mortgage Eliminator is an educational program designed to explain concepts and strategies related to mortgages, amortization, debt reduction, cash-flow allocation, principal reduction, interest costs, and personal financial decision-making.

Mortgage Eliminator does not eliminate, cancel, forgive, modify, refinance, restructure, or otherwise alter a customer's mortgage.

LVL LLC is not a mortgage lender, mortgage servicer, mortgage broker, loan-modification company, credit-repair organization, or debt-relief provider through the sale of Mortgage Eliminator.

The term "Mortgage Eliminator" is the name of an educational product and should not be interpreted as a promise, warranty, or representation that purchasing or following the program will eliminate a mortgage or produce any particular financial outcome.

Actual results depend upon numerous factors outside LVL LLC's control, including loan balance, interest rate, loan terms, amortization schedule, servicer practices, additional principal payments, available cash flow, income, taxes, insurance, property expenses, refinancing decisions, prepayment provisions, market conditions, individual behavior, and changes in applicable law.

Before making additional mortgage payments, refinancing, changing payment schedules, reallocating investments, using savings, or implementing another strategy discussed in the program, you are responsible for determining whether that action is appropriate for your individual circumstances.

You should independently verify mortgage calculations and information with your lender, servicer, accountant, financial professional, attorney, or other qualified adviser where appropriate.

3. FINANCIAL FREEDOM MASTERCLASS — SPECIAL DISCLAIMER

The Financial Freedom Masterclass provides general education regarding personal finance, wealth building, financial decision-making, money management, and related subjects.

It does not constitute individualized financial, investment, securities, tax, accounting, or legal advice.

Any investment, asset-allocation, debt-reduction, savings, business, real-estate, or wealth-building concept discussed involves risk.

Past performance does not guarantee future results. You may lose money implementing financial or investment strategies.

You remain solely responsible for evaluating your individual circumstances and determining whether any strategy discussed is appropriate for you.

4. NO INCOME, EARNINGS, SAVINGS, OR RESULTS CLAIMS OR GUARANTEES

You expressly acknowledge and agree that neither LVL LLC nor any of its owners, employees, contractors, representatives, agents, affiliates, or instructors has made any promise, guarantee, warranty, or representation that you will achieve any particular income, earnings, savings, investment return, mortgage reduction, debt reduction, financial independence, business result, or other financial outcome from purchasing or using an LVL LLC product.

You acknowledge that you have not been induced to purchase based upon any promise or guarantee of future income or financial results.

Examples, projections, illustrations, calculations, case studies, testimonials, or discussions of possible outcomes are educational illustrations and not promises or guarantees of results.

Individual results vary substantially.

Your results may depend upon numerous factors including your financial circumstances, income, debt, expenses, knowledge, experience, effort, discipline, implementation, timing, market conditions, interest rates, tax circumstances, and other factors beyond LVL LLC's control.

You expressly acknowledge that you may purchase and complete a program and experience little or no measurable financial benefit.

Your purchase is for access to educational information and materials—not for a guaranteed outcome.

5. EXAMPLES, CASE STUDIES, PERSONAL RESULTS AND TESTIMONIALS

LVL LLC may use hypothetical examples, mathematical illustrations, historical examples, case studies, customer experiences, testimonials, or examples involving strategies personally used by the Company's owner, instructors, or other individuals.

Such examples are provided for educational or illustrative purposes and are not guarantees that you will obtain identical or similar results.

When Company representatives discuss their own financial circumstances, mortgage payments, investment results, debt reduction, business results, income, savings, or other outcomes, those statements describe their circumstances and should not be interpreted as promises regarding your results.

Testimonials, reviews, customer statements, and success stories represent the experiences or opinions of the individuals providing them. They are not guarantees that current or future customers will achieve identical or comparable results.

Results vary.

6. ACCURACY AND CHANGING INFORMATION

LVL LLC makes reasonable efforts to provide useful educational information. Nevertheless, financial laws, tax laws, lending practices, interest rates, financial products, market conditions, regulations, software platforms, third-party policies, and other circumstances change over time.

Information may therefore become outdated.

LVL LLC does not warrant that every statement, calculation, example, formula, link, resource, or other item contained in a product will always be complete, current, error-free, or applicable to every customer.

You are responsible for independently verifying information before relying upon it for significant financial decisions.

7. CUSTOMER RESPONSIBILITY AND ASSUMPTION OF RISK

You are solely responsible for your decisions, actions, implementation, finances, and results.

By purchasing or using an LVL LLC product, you acknowledge that financial decisions involve risk and that you voluntarily assume those risks.

LVL LLC does not control your finances, mortgage, investments, income, spending, lender, mortgage servicer, tax circumstances, market conditions, or implementation of the information provided.

You agree to exercise independent judgment before acting upon educational information provided by LVL LLC.

8. SCOPE OF PURCHASE

Your purchase includes only those products, services, materials, bonuses, access rights, features, and other benefits expressly identified as included in the applicable offer at the time of purchase.

Unless expressly stated in writing as part of the applicable offer, your purchase does not include personal consultation with LVL LLC's owners or representatives, individualized financial advice, coaching, additional programs, future products, future versions, live events, event admission, travel, lodging, transportation, meals, third-party products or services, or any other benefit or expense.

No oral statement, assumption, expectation, or representation expands the scope of your purchase unless expressly incorporated into a written offer by LVL LLC.

9. PAYMENT AUTHORIZATION AND PAYMENT TERMS

The applicable purchase price is the price displayed at checkout at the time of purchase.

By submitting an order and payment information, you authorize LVL LLC and its applicable payment processors to immediately process and charge the payment method you provide for the amount displayed and authorized at checkout, including scheduled installments where you select a payment plan.

You represent that you are authorized to use the payment method submitted.

LVL LLC may change product prices at any time without providing retroactive discounts, refunds, credits, or price adjustments to prior purchasers unless required by applicable law or expressly offered by LVL LLC.

10. PAYMENT PLANS

Where LVL LLC offers a payment plan, the payment plan represents a commitment to pay the entire stated purchase price according to the payment schedule presented at checkout.

A payment plan is not a month-to-month subscription unless expressly identified as such at checkout.

Discontinuing use of a program, failing to access a program, failing to complete a program, or having access terminated because of your breach of these Terms does not automatically cancel legitimate remaining installment obligations, subject to applicable law.

11. FINAL SALE — NO REFUNDS

ALL SALES OF LVL LLC PRODUCTS, PROGRAMS, COURSES, DIGITAL CONTENT, SERVICES, AND OTHER OFFERINGS ARE FINAL AND NON-REFUNDABLE TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, UNLESS LVL LLC EXPRESSLY PROVIDES A DIFFERENT WRITTEN REFUND OR GUARANTEE POLICY FOR A PARTICULAR OFFER AT THE TIME OF PURCHASE.

By completing your purchase, you acknowledge and agree that:

  • you are purchasing access to digital educational materials and/or services;

  • you have reviewed the description of the applicable offer before purchasing;

  • LVL LLC does not guarantee that you will achieve any particular result;

  • dissatisfaction with your results does not create a right to a refund;

  • failure to access, view, use, attend, implement, or complete a purchased product or program does not create a right to a refund;

  • a change in your personal, financial, employment, mortgage, investment, or other circumstances does not create a right to a refund; and

  • except where applicable law provides a non-waivable right or LVL LLC expressly agrees otherwise in writing, your purchase is final.

Nothing in this provision is intended to waive, restrict, or eliminate consumer rights that cannot lawfully be waived.

12. CHARGEBACKS AND PAYMENT DISPUTES

Customers are encouraged to contact LVL LLC at lvlessentials@gmail.com before initiating a payment dispute so that the Company has an opportunity to investigate legitimate billing concerns.

Initiating a chargeback does not automatically invalidate these Terms, create a right to a refund, or eliminate a legitimate outstanding payment obligation.

LVL LLC reserves the right to provide payment processors, banks, card networks, financing providers, arbitration forums, courts, collection providers, or other relevant entities with records reasonably necessary to respond to payment disputes, including proof of purchase, transaction records, login records, IP or device records where lawfully maintained, access records, course-consumption information, communications, acceptance of these Terms, and other relevant records.

Fraudulent chargebacks or knowingly false payment disputes may result in immediate suspension or termination of product access and may be contested or pursued to the extent permitted by law.

Nothing in this section limits a customer's lawful right to dispute unauthorized, fraudulent, or improper charges.

13. ACCESS TO DIGITAL PRODUCTS AND RIGHT TO DISCONTINUE CONTENT

Unless an offer expressly states otherwise, access is provided for the period stated on the applicable sales or checkout page.

Where an offer uses the term "lifetime access," "lifetime" means the commercial lifetime of the applicable product or service, not the lifetime of the purchaser.

LVL LLC expressly reserves the right, in its sole discretion and to the maximum extent permitted by applicable law, to modify, replace, suspend, discontinue, remove, restrict, or make unavailable any product, program, module, lesson, video, recording, worksheet, download, community, bonus, feature, resource, or other content at any time and without prior notice to you.

LVL LLC may also discontinue an entire product or service at any time without prior notice, subject to applicable law and any non-waivable contractual or consumer rights.

LVL LLC may migrate products to another platform, reorganize modules, replace or update content, remove outdated materials, change hosting providers, modify delivery methods, or otherwise alter the manner in which content is provided.

Purchase of a product does not guarantee that any particular lesson, video, module, instructor, feature, platform, community, bonus, download, or other content will remain available indefinitely.

LVL LLC does not guarantee uninterrupted availability. Access may be interrupted because of maintenance, platform changes, vendor failures, hosting outages, internet failures, cybersecurity incidents, force majeure events, or other circumstances.

14. PRODUCT CHANGES, UPDATES AND FUTURE SERVICES

LVL LLC may modify, improve, reorganize, replace, add, remove, suspend, cancel, or terminate program materials or offerings in its discretion, subject to applicable law.

Purchase of a product does not entitle you to future updates, additional modules, live coaching, private communities, new versions, supplemental materials, future events, or future products unless expressly included in the applicable offer.

An extension, expansion, replacement, upgrade, new version, or additional offering may require additional payment.

15. SINGLE-USER LICENSE

Your purchase grants you a limited, revocable, non-exclusive, non-transferable license to access and use purchased materials for your personal educational use only.

Unless LVL LLC provides prior written permission, you may not share login credentials; permit another person to access your account; reproduce, screen-record, copy, distribute, upload, publish, sell, sublicense, rent, transfer, commercially exploit, reverse engineer, or create competing products from Company materials; circumvent access controls; or otherwise use Company intellectual property beyond the limited license expressly granted.

16. INTELLECTUAL PROPERTY

All videos, recordings, scripts, text, graphics, worksheets, frameworks, course structures, presentations, downloadable materials, branding, product names, original teaching materials, and other proprietary materials provided by LVL LLC are owned by or licensed to LVL LLC and protected to the extent available under applicable intellectual-property laws.

Purchasing a product does not transfer ownership of LVL LLC intellectual property.

All rights not expressly granted are reserved.

Unauthorized reproduction or distribution may result in immediate termination of access and pursuit of available legal or equitable remedies.

17. CONFIDENTIAL AND PRIVATE MATERIALS

Certain programs may include private communities, discussions, live sessions, customer interactions, or non-public materials.

You agree not to disclose another participant's private personal, financial, business, or confidential information obtained through such areas without authorization.

This restriction does not prohibit truthful consumer reviews, lawful reporting, legally protected communications, communications with government agencies, responses to legal process, or any activity otherwise protected by applicable law.

18. CUSTOMER REVIEWS AND PUBLIC COMMENTARY

Nothing in these Terms prohibits or restricts you from providing an honest review, assessment, or opinion regarding LVL LLC or its products or services.

This provision does not authorize defamation, knowing publication of materially false factual statements, intellectual-property infringement, unlawful disclosure of protected confidential information, threats, harassment, or other unlawful conduct.

19. THIRD-PARTY SERVICES AND LINKS

Programs may reference or link to third-party websites, software, lenders, financial institutions, calculators, applications, books, services, products, platforms, or other resources.

Unless expressly stated otherwise, such references do not constitute guarantees or endorsements.

LVL LLC does not control third-party services and is not responsible for their availability, accuracy, security, policies, products, actions, pricing, performance, or continued operation.

Your dealings with third parties are between you and those third parties.

20. NO PROFESSIONAL, AGENCY OR FIDUCIARY RELATIONSHIP

Your purchase or participation does not create an attorney-client, accountant-client, adviser-client, broker-client, lender-borrower, fiduciary, agency, partnership, joint-venture, employment, franchise, or other professional relationship between you and LVL LLC or any Company representative.

You may not represent or hold yourself out as an employee, representative, partner, agent, authorized spokesperson, or affiliate of LVL LLC merely because you purchased or participated in a Company product.

21. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LVL LLC AND ITS OWNERS, MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, REPRESENTATIVES, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO YOUR PURCHASE, ACCESS, USE, INABILITY TO USE, OR IMPLEMENTATION OF ANY COMPANY PRODUCT OR INFORMATION.

THIS INCLUDES, WITHOUT LIMITATION, LOST PROFITS, LOST INCOME, LOST SAVINGS, LOST OPPORTUNITIES, INVESTMENT LOSSES, INTEREST EXPENSE, TAX CONSEQUENCES, FINANCING COSTS, BUSINESS LOSSES, LOSS OF DATA, PROPERTY-RELATED LOSSES, OR FINANCIAL DECISIONS MADE BY THE CUSTOMER.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LVL LLC'S AGGREGATE LIABILITY ARISING FROM OR RELATING TO A PARTICULAR PRODUCT, TRANSACTION, OR CLAIM SHALL NOT EXCEED THE AMOUNT ACTUALLY PAID BY YOU TO LVL LLC FOR THE PRODUCT GIVING RISE TO THE CLAIM DURING THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.

Some jurisdictions do not permit particular exclusions or limitations. Any prohibited limitation shall apply only to the maximum extent permitted by applicable law.

22. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL PRODUCTS, CONTENT, SERVICES, INFORMATION, AND ACCESS ARE PROVIDED "AS IS" AND "AS AVAILABLE."

LVL LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, COMPLETENESS, AND RESULTS, EXCEPT TO THE EXTENT A WARRANTY CANNOT LAWFULLY BE DISCLAIMED.

23. INDEMNIFICATION

To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless LVL LLC and its owners, members, managers, officers, directors, employees, contractors, representatives, agents, affiliates, successors, and assigns from third-party claims, liabilities, losses, damages, judgments, costs, and reasonable attorneys' fees arising from your unlawful use of Company materials, infringement or misappropriation of intellectual property, unauthorized reproduction or distribution of Company materials, violation of these Terms, or unlawful conduct relating to a Company product.

Nothing herein requires you to indemnify LVL LLC for liability that applicable law prohibits LVL LLC from transferring to you.

24. TERMINATION AND SUSPENSION

LVL LLC may suspend, restrict, or terminate access when it reasonably determines that a customer has shared login credentials, pirated or redistributed materials, committed payment fraud, materially violated these Terms, threatened or harassed participants or Company personnel, compromised program security, engaged in unlawful activity involving Company services, or otherwise materially abused access.

In addition, and separate from termination for breach, LVL LLC reserves the rights described in Sections 13 and 14 to modify, suspend, discontinue, remove, or make content or offerings unavailable at any time without notice, to the maximum extent permitted by applicable law.

Termination for material breach does not automatically entitle the customer to a refund or relieve legitimate payment obligations, subject to applicable law.

25. FORCE MAJEURE

Except for payment obligations already due, LVL LLC shall not be liable for delay, interruption, modification, or inability to perform caused by circumstances reasonably outside its control, including natural disasters, acts of government, war, terrorism, civil disturbances, labor disputes, utility failures, internet failures, cybersecurity incidents, payment-processor disruptions, hosting failures, platform outages, epidemics, pandemics, or similar events.

26. DISPUTE RESOLUTION AND BINDING INDIVIDUAL ARBITRATION

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Except for matters properly eligible for small-claims court and claims seeking appropriate injunctive or equitable relief relating to intellectual-property infringement, piracy, unauthorized access, misuse of proprietary materials, or similar circumstances, disputes arising from or relating to these Terms, a purchase, an LVL LLC product, advertising relating to a product, or the relationship between you and LVL LLC shall be resolved through final and binding individual arbitration, to the maximum extent permitted by applicable law.

Before commencing arbitration, the complaining party shall provide written notice describing the dispute and requested resolution and allow at least 30 days for a good-faith effort to resolve the matter informally.

If unresolved, arbitration shall be administered by the American Arbitration Association (AAA) under the applicable consumer arbitration rules then in effect and conducted before a single neutral arbitrator.

The arbitration agreement contained in these Terms shall be governed by the Federal Arbitration Act, 9 U.S.C. §§ 1–16, to the extent applicable.

The arbitrator shall have authority over matters properly delegated to the arbitrator under applicable law and the applicable arbitration rules.

Arbitration shall occur on an individual basis only.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PARTIES WAIVE THE RIGHT TO HAVE COVERED DISPUTES DECIDED BY A JUDGE OR JURY.

This agreement to arbitrate survives cancellation, termination, expiration, discontinuation of access, completion of a program, and termination of the relationship between you and LVL LLC.

Nothing in this section eliminates rights that cannot lawfully be waived.

27. CLASS, COLLECTIVE AND REPRESENTATIVE ACTION WAIVER

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AND LVL LLC AGREE THAT COVERED DISPUTES SHALL BE BROUGHT ONLY IN THE PARTIES' INDIVIDUAL CAPACITIES AND NOT AS PLAINTIFFS, CLAIMANTS, OR CLASS MEMBERS IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

Covered claims may not be joined or consolidated with another person's claims except where applicable law requires otherwise.

The arbitrator may award relief only as permitted under applicable law and the governing arbitration rules.

28. GOVERNING LAW

LVL LLC is a Wyoming limited liability company.

Except where the Federal Arbitration Act, federal law, or non-waivable consumer law applies, these Terms and the relationship between the parties shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict-of-law principles.

Nothing in this provision deprives a consumer of protections that applicable law makes non-waivable.

29. SEVERABILITY

If any provision is determined to be invalid, illegal, or unenforceable, it shall be enforced to the maximum extent legally permissible or severed where necessary, and the remaining provisions shall continue in effect.

30. NO WAIVER

Failure by LVL LLC to enforce a provision on one occasion does not waive that provision or LVL LLC's right to enforce it subsequently.

31. ASSIGNMENT

You may not transfer or assign your rights under these Terms or transfer access to a Company product without LVL LLC's prior written consent.

LVL LLC may assign its rights and obligations in connection with a merger, acquisition, restructuring, sale of assets, corporate reorganization, transfer of the applicable business, or other lawful transaction.

32. MODIFICATIONS TO THESE TERMS

LVL LLC may update these Terms from time to time.

Changes will apply prospectively to the extent required by applicable law. Material changes affecting existing transactions shall be handled in accordance with applicable law.

The version applicable to a purchase will generally be the version presented or incorporated into the transaction when the purchase occurred, except where subsequent modifications may lawfully apply.

33. ENTIRE AGREEMENT AND ORDER OF PRECEDENCE

These Terms, together with the applicable sales page, checkout page, order form, product-specific terms, and any written terms expressly incorporated into the transaction, constitute the agreement concerning your purchase and supersede prior discussions or representations concerning the same subject matter.

If an LVL LLC offer expressly contains product-specific written terms that conflict with these general Terms, the product-specific terms shall control with respect to that specific issue, except to the extent prohibited by applicable law.

34. ELECTRONIC ACCEPTANCE

You agree that electronic acceptance of these Terms has the same legal effect as signing a written agreement.

Checking an acceptance box, clicking a purchase or enrollment button accompanied by notice of these Terms, completing a transaction after being presented with these Terms, or otherwise electronically indicating agreement constitutes acceptance to the extent permitted by applicable law.

You should retain a copy of these Terms for your records.

35. CONTACT INFORMATION

Questions concerning your purchase, account, or these Terms may be directed to:

LVL LLC
Email: lvlessentials@gmail.com

36. FINAL ACKNOWLEDGMENT

BY PURCHASING OR ACCESSING AN LVL LLC PRODUCT, YOU ACKNOWLEDGE THAT:

  1. YOU HAVE READ AND UNDERSTAND THESE TERMS;

  2. LVL LLC PRODUCTS ARE EDUCATIONAL AND INFORMATIONAL;

  3. LVL LLC HAS NOT PROMISED YOU A PARTICULAR FINANCIAL, MORTGAGE, INVESTMENT, BUSINESS, INCOME, SAVINGS, OR OTHER RESULT;

  4. YOU ARE RESPONSIBLE FOR YOUR OWN FINANCIAL DECISIONS;

  5. YOU SHOULD SEEK QUALIFIED PROFESSIONAL ADVICE WHEN APPROPRIATE;

  6. FINANCIAL STRATEGIES INVOLVE RISK;

  7. RESULTS VARY FROM PERSON TO PERSON;

  8. YOUR PURCHASE IS FINAL AND NON-REFUNDABLE TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW;

  9. LVL LLC MAY MODIFY OR DISCONTINUE CONTENT AND OFFERINGS AS PROVIDED IN THESE TERMS; AND

  10. YOUR PURCHASE REPRESENTS ACCEPTANCE OF THESE TERMS.

© 2026 LVL LLC. All Rights Reserved.

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